Tuesday, June 23, 2009

Memahami Kontrak Takaful Ikhlas

Memahami Kontrak Takaful

takaful ikhlas
Amalan Takaful yang diguna pakai oleh syarikat Takaful Ikhlas pada masa ini menggunakan gabungan dua jenis ‘Aqad (kontrak). Ianya adalah kontrak Tabarru’ (derma) dan Mudharabah (pelaburan) yang bebas daripada sebarang unsur Riba (faedah), Maisar (perjudian) dan Gharar (tidak jelas).


Dalam kontrak Tabarru’, peserta bersetuju untuk menderma atau menyumbang kepada suatu dana dengan niat ikhlas untuk saling membantu menampung sebarang kerugian daripada segi kewangan dan kesusahan yang mungkin menimpa salah seorang daripada mereka.

Saturday, June 6, 2009

Salaam Halal Car Insurance

Salaam Halal Car Insurance

takaful ikhlas
The 2 million driving Muslims on Britain's roads today will now be able to take out car insurance that doesn't conflict with their beliefs. Bradley Brandon-Cross the chief executive of Salaam Halal Insurance who now offers the new insurance for Muslims said that "Conventional United Kingdom insurance options conflict with the core beliefs of the Muslim faith and, as a result, gives Muslims living in the UK who wish to drive a car no choice but to go against their beliefs in order to follow the law, which requires motorists to have cover."

Takaful Ikhlas : Islamic Finance Avoids Interest

Mortgages and Loans: Islamic Finance Avoids Interest

takaful ikhlas
Two million Muslims in the UK face an ethical dilemma if they want a mortgage or a loan. Conventional mortgages and loans all require the payment of interest and “riba” as interest is called under Islamic law, is forbidden by the Koran.
British financial institutions are increasingly catering for Muslims' specialist needs through a number of alternative arrangements that respects the teachings of the Koran. Here are just two of them:
Ijara with diminishing Musharaka – the mortgage alternative.
Ijara with diminishing Musharaka is an Islamic alternative to a conventional UK mortgage and has been adopted by several British banks and building societies.

Friday, June 5, 2009

Info Takaful : Life Insurance Basics

Info Takaful : Life Insurance Basics

takaful ikhlas
One of the most important things you can do as parents is to ensure the financial welfare of your children in the event of your death. Life insurance is the best way to be rest assured that your children will be taken care of if you die. Although we never like to think of that kind of thing happening, but it does.


What is Life Insurance


Life insurance is a policy that you can enter with your insurance company, which promises a certain amount to your beneficiary(ies) in the event of your death. Usually, a spouse will name the other spouse as well as their children as beneficiaries of the policy. As part of the agreement with life insurance, your insurance policy will be a monetary value, that you will in return, pay a monthly premium for. Premiums usually depend on your age, gender, occupation, medical history and other factors.


How to Find a Financial Advisor

How to Find a Financial Advisor

or Financial Planner Who is Right

for Your Needs in Today’s Volatile 

Markets



takaful ikhlas



While many people need financial advice, how do you find the right financial advisor? ClaroConnect can help by providing individuals a free tool to screen through various criteria to find an advisor who is right for them. There are several steps individuals should go through before committing to a specific financial advisor. These steps include determining your goals, finding potential financial planners, doing background compliance checks, interviewing one or more advisors and then getting started.


Determine Your Goals


Usually it is a specific life change that causes someone to want to meet with a financial advisor. Often, it is rolling over a 401k when changing jobs, getting ready for retirement, or a young family that needs to start saving and needs life insurance protection to provide for the children. However, the full process of financial planning incorporates looking at your overall goals in life, and then setting financial goals to help you reach your lifetime goals. Many clients find their financial advisor can help guide them through these issues.


Tuesday, June 2, 2009

Takaful Ikhlas : Pasaran Perniagaan Yang Luas Tanpa Modal

Takaful Ikhlas : Pasaran Perniagaan 

Yang Luas Tanpa Modal

takaful ikhlas
Sudah Terbukti!!!!!
Cara cara hendak menjalankan perniagaan tanpa modal.
Adakah anda…………….

1. Baru mendapat sijil / diploma / ijazah dan susah mendapat kerja??
2. Ingin dan minat untuk kerja sendiri tetapi tiada modal??
3. Salah seorang pekerja yang bosan atau tidak gembira, kerja

berjam jam tanpa apa-apa alasan yang munasabah. Bos yang

membayar gaji RM1,200 sebulan, tetapi menjangka pengeluaran

pekerja sebanyak nilai RM10,000!!!!
4. Kerja bertahun tahun dan tunggu masa hendak diberhentikan kerja

kerana ekonomi gawat!!!

Jika benar, saya ada berita gembira untuk tuan / puan.

Pengambilan Perunding Takaful Ikhlas

Pengambilan Perunding

Takaful Ikhlas

Sesi : 2010 / 2011



takaful ikhlas



Kami adalah agensi Takaful Ikhlas No. 1 Kumpulan Lansung yang beroperasi di Wisma Sime Darby, Kuala Lumpur, bertanggung jawab membimbing, membangun serta memajukan individu individu yang mahu memajukan muamalat Islam menerusi Takaful Ikhlas serta bercita cita tinggi untuk merubah taraf kehidupan keluarga. Kini kami membuka cawangan baru di TTDI, Shah Alam.
Individu yang memenuhi criteria berikut dijemput untuk maju bersama kami sebagai :



Takaful Ikhlas : Kenapa perlu memiliki takaful dalam kehidupan

Takaful Ikhlas :

Kenapa perlu memiliki takaful

dalam kehidupan



takaful ikhlas

Menurut kajian yang dibuat oleh Life Insurance Malaysian Research Association (LIMRA), sepanjang hayat manusia, seseorang itu memerlukan sebanyak 7 polisi insuran / takaful. Ia meliputi aspek untuk perlindungan,kesihatan,pendidikan,pelaburan dan juga simpanan.

Penduduk Malaysia yang mempunyai perlindungan insurans / takaful hanya 25% daripada 26 juta rakyatnya (kebanyakan terdiri dari bukan Melayu). Berdasarkan fakta ini, kesedaran memiliki insuran/takaful masih lagi rendah khususnya dikalangan orang Melayu.